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Payday loan companies tend to have an annual interest rate averaging 400%.These companies will prey on people that don’t have access to traditional credit. I fell behind on my credit card payments and a few went into collections.I first looked to see if there were inaccuracies on my report.Long and behold, there was a collection account that I paid off that was never reported as “settled for less than full amount.” I called the collection agency and brought this to their attention.I eventually made payment arrangements with my creditors and negotiated a settlement for those that were in collections, but the damage was already done. I was in the low 700s and my credit score was in the 550 range.It was the first time I’ve seen score go down this much, and I thought my life was ruined. Homeowners insurance obviously covered the damage, but I was responsible for paying for the damage upfront since the insurance check would come weeks after.Some customers have questions regarding American Express but they don’t have an American Express account.We found an email address for outside customer service contact at [email protected]

Check your rate using Ready For Zero's free debt consolidation tool.American Express is a credit card company that offers lines of credit, personal credit cards and business credit cards to customers with above average credit scores and histories.There are various cards to choose from, including the Premier Rewards Gold Card, Platinum Card and Green Card.When applying for an American Express card, what are the required information a potential customer must provide?Thank you for taking the time to address my concern. When you wanted to speak to a customer service representative from American Express, did you have a difficult time or was the transition easy. The website is on the official American Express site and requires you enter your account information.

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